Searching around on Google and seeing just how many companies buy notes?

Not sure where to start?

Spend some time here to understand why Gardiner Capital Group is your best option (we’re BBB accredited).

 Whether your looking to sell all or part of your note payments, Gardiner Capital Group will buy your payments for the highest possible cash price… No hassles. No obligation.

Complete The Form Here For A Fair Market Quote

“Derek was incredibly helpful and communicative with us in the sale of our note. Despite being on a compressed timeline, Derek and his team were able to fund our sale without any hiccups- closing couldn’t have been simpler. Would highly recommend, thank you!”
Nicole S.

Unlock The Cash Stuck In Your Note Below!

Gardiner Capital Group buys real estate notes, mortgages, and land contracts nationwide. Share some information with us below and we’ll help you understand if this option is right for you.

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Gardiner Capital Group Buys Notes for FAIR MARKET VALUE

Have you sold a piece of property and carried back the note? Are you interested in seeing how much cash you could get for all, or even part, of your note? There are plenty of reasons why you might want to sell all or part of  your note payments fast. Reasons like: paying off debts, investing the cash at a higher return somewhere else, diversifying your portfolio… or even just to get piece of mind knowing you don’t have to do all the things required of you as a note holder to make sure your note holds its value. Maybe a borrower has stopped paying and you’re facing the potential of foreclosure headaches… or maybe the note is performing just fine, but you would like to free up some of your cash for something else. All of the hassle and worry of servicing and maintaining your note could be a thing of the past as soon as next week. Find out how below …  

Call 214-225-6479 now for a fast-fair offer on your note payments within 24-48 hours

START HERE to Get An Offer On Your Note Today →


What Kinds of Notes Do We Buy?

Maybe you’re asking, “What if the borrower stopped making payments on the note. Can I still sell it?” — Of course you can. Gardiner Capital Group also specializes in valuing and buying non-performing and “ugly” notes. We’ll buy…

  • Real Estate Notes (in all 50 states!)
  • Promissory Notes
  • Secured Notes
  • Land Contracts and Contracts for Deed (CFD’s)
  • Many Owner Financed Notes
  • Performing and Non-Performing First and Second Mortgages
  • Commercial Notes
  • Partial Notes (Sell us part of your payments, generate some quick cash, and keep the rest of the note for your self!)

If you are receiving payments on a note, we want to talk to you. Take a few minutes and share your contact information to us through the form below, we’ll evaluate it and get you a guaranteed offer within 24-48 business hours. Still have questions? Check out our Frequently Asked Questions Page →

Why Work With Gardiner Capital Group To Sell Your Note?


First off, we buy and sell notes all around the country. Since we arrange for the purchase of your note, we pay all of the expenses. We are professional note buyers and can remove your stress and burden of having to collect and service your note. By selling to Gardiner Capital Group, you no longer have to worry about having your cash locked up in that note or the stresses that go along with collecting payments, ensuring taxes are paid, and maintaining proper accounting month after month. We take care of it all. It’s a simple process (Go Here To Learn About How To Sell Your Mortgage Note ››). Feel free to call us anytime at 214-225-6479 or simply submit the short form on this page to get the process started!

How Does This All Work?

Selling All Or Part Of Your Note Is A Simple Process…  You’ve arrived here because you are ready to understand your options regarding payments you’re receiving on a note. Perhaps you want to unlock that cash for another investment, or you’re borrower has stopped paying, or you’re through with maintaining the note and want to move on. The good news is it’s easier than you think – and we’re here to help. The way we buy notes at Gardiner Capital Group is designed to be very straightforward.

Step 1: Submit the information on your note on this website or give us a call at 214-225-6479 and let us know a bit more about the note (balance, remaining # of payments, property condition & value) & the borrower (credit score, if available).

Step 2: We’ll perform some due diligence on your note to arrive at a price, and present you with the highest offer possible along with some different options (full buyout, partial, etc.) to fit your circumstances.

Step 3: You can have a cashiers check in hand usually within 30 days (the speed depends on several things). You pay zero costs and we handle everything to make the process as smooth as possible.

How Much Can We Pay For Your Note?: The value of your note will depend on a number of factors, and we always work to get you the cash you need. Notes are purchased at a discount to the remaining unpaid balance remaining on the note. Ask us how to receive the max price by calling 214-225-6479 today!

It’s That Simple. Get Your ALL Cash Offer By Tomorrow. Have Cash In Your Hand Within 30 Business Days.

We’ll Help You Through The Process

We are nation-wide buyers … so reach out and let’s chat. Get started below.

By signing up for text messages you agree to receive messages from Gardiner Capital Group, LLC at the number provided, including automated reminders and deal-specific communication. Message frequency varies. Msg & data rates may apply. Reply STOP to unsubscribe. View our Privacy Policy.
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Note Information

Educate Yourself

If you have questions about your note, or perhaps you’re still considering whether seller financing is right for you, we invite you to download a copy of our FREE Note Holder’s Handbook.

Here is some of the information this guide covers:

  • What makes a good note?
  • How can I maintain the value of my note?
  • What questions should I ask my tax professional?
  • Note safety
  • How to sell a seller carry back note
  • What to expect if you have to foreclose on a borrower
  • Much more

Just let us know where to send it …

“…private mortgage notes can be sold and thus converted into cash. The amount they sell for is based on the principal balance, the number of payments that have been made (referred to as “seasoning”), the number of remaining payments, the home’s (or other asset) appraised value and the borrower’s creditworthiness.sell my private mortgage note to note buyers in OR

Curious About Selling Your Note?


Working with the right company is CRUCIAL.

Seling your note is an important financial decision and it's very important that you work with a company that will be responsive, transparent, and will point you in the direction that is right for YOU. Let's start a conversation around how we can potentailly work together and we'll send you some FREE information to get you started.

Thank you for reaching out, we'll be sending you some information soon to make you a more informed note seler.